Injury Lawyer In Aurora Help Deal With Bad Faith Cases
Denying claims by the insurance company is a standard way to save money and some claims have legitimate disputes; yet they are all about the power for denying them. When this happens, it is time to contact your injury lawyer in Aurora as fast and possible. First, they help identify that the insurer is acting in bad faith by not awarding you damages and them plan strategies to get things right. The insurer has the duty of handling claims in a good faith because the law recognizes extraordinary power of the insurer when filing claims according to injury lawyer in Aurora.
Compared to the typical person, insurance company has more knowledge, decision-making power, and experience. With their superior position it is easy for them to manipulate the situation of the victims, delay, and even deny the legitimate claims for making profits at your expense. In order to prevent such abuse, there is implied covenant related to fair dealing and good faith. Upon filing claim with own insurer, they should treat you fairly and honestly, never delay or deny the benefits without solid reason. If they do not do this, it is a violation of their duty towards you giving your injury lawyer in Aurora a reason to bring bad faith claim against them.
Claims of bad faith might arise from first party claims where you file against personal policy and this is common with PIP, property damage, and under insured or uninsured motorist claims. In a claim involving third party the insurer do not have any compulsion to act in a good faith when filing claims against insurance policy of someone else such as of the guilty driver in car accident. Bad faith situations work differently than injury claims where you seek damage compensation for the suffered injuries from the actions of someone else. This leads to suffering, pain, medical treatment cost, and lost income.
With bad faith insurance claims, a person demands compensation from their own insurer for the suffered harm from misconduct. Injury lawyer in Aurora help you recover three times of the original damages from insurer, attorney fee, interest, court cost, punitive damages, and suffering and pain compensation. There could be various examples of such practices that compel you to take actions to get your dues from the insurance companies. They might deny claims without sufficient reasons, fail to perform thorough claim investigation, unfairly delay investigation, or not issue the payments within reasonable time frame.
They may even offer unduly low offer of settlement with refusal to negotiate any further or deny your valid claim as the injury lawyer in Aurora sometimes find when handling client cases. They might even try to intimidate you or threaten you, misstate the policy terms or law willfully, refuse to provide documents or information concerning the claims. For more information visit here: BE Personal Injury Lawyer